PANDUAN HEP 2023/2024

Panduan Hal Ehwal Pelajar 2 0 2 3 / 2 0 2 4 Perlindungan Takaful Pelajar Antarabangsa Accidental death & disablement 20,000 30,000 50,000 OVERALL MAXIMUM PER ANNUM 20,000 30,000 50,000 PLAN NAME PLAN DESCRIPTION RM RM RM Consultation Medication Injection Diagnostic Lab/X-ray Outpatient SurgicalProcedure Non Panel (Emergency Only) RM500 RM750 RM1,250 Funeral Expenses 2,000 2,000 OverallAnnualLimit for GP (Per Person) Cashless Cashless DETAILS OF BENEFIT Outpatient GeneralPractitioner (GP) Care Cashless As Charged Reimbursement As Charged Reimbursement As Charged Reimbursement 2,000 GROUP OUTPATIENT BENEFIT FOR EDUCATION MALAYSIA GLOBAL SERVICES (FOREIGN STUDENTS SCHEME) SCHEDULE OF BENEFITS PLAN 1 PLAN 2 PLAN 3 DETAILS OF BENEFITS PLAN 1 PLAN 2 PLAN 3 RM RM RM Room & Board a) Ordinary 200 250 300 Daily maximum up to 120 days - Private Hosp. Daily maximum up to 120 days - Govt. Hosp. b) ICU Daily maximum up to 30 days 200 250 300 Hospital Supplies & Services as charged as charged as charged (Maximum per disability) Surgical Fees as charged as charged as charged (Maximum per disability) Operating Theatre as charged as charged as charged Anaesthetist Fees as charged as charged as charged In-Hospital Physician Visit (max of two (2) visits per day) as charged as charged as charged (Daily maximum up to 120 days) Pre-Hospital Diagnostic Tests as charged as charged as charged (Within 31 days to hospitalisation) Pre-Hospitalisation Specialist Consultation as charged as charged as charged (Within 31 days to hospitalisation) Post-Hospitalisation Treatment as charged as charged as charged (Follow up within 31 days of discharge) Emergency Accidental Outpatient Treatment as charged as charged as charged (Follow up within 14 days of first treatment) Emergency Accidental Dental Treatment as charged as charged as charged (within 24 hours after the accident & follow-up treatment up to 14 days) Ambulance Fees 150 200 250 Government Hospital Cash Benefit Allowance 60 80 100 Day Care Procedure as charged as charged as charged Reimbursement of Medical Report Fees 50 50 50 Outpatient Cancer Treatment - Subject to Overall Annual Limit 10,000 15,000 25,000 Outpatient Kidney Dialysis Treatment - Subject to Overall Annual Limit 10,000 15,000 25,000 Reimbursement of tuition fees due to prolonged period of disability per semester & Compassionate visitation benefit 10,000 12,500 15,000 Emergency medical evacuation / repatriation Up to RM100,000 Up to RM200,000 Up to RM300,000 Accidental death & disablement 20,000 30,000 50,000 OVERALL MAXIMUM PER ANNUM 20,000 30,000 50,000 GROUP HOSPITAL AND SURGICAL TAKAFUL FOR EDUCATION MALAYSIA GLOBAL SERVICES (FOREIGN STUDENTS SCHEME) SCHEDULE OF BENEFITS Funeral Expenses 2,000 2,000 2,000 GROUP OUTPATIENT BENEFIT FOR EDUCATION MALAYSIA GLOBAL SERVICES (FOREIGN STUDENTS SCHEME) 30